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Real Asset Wealth

Do you have a retirement plan that is protected from loss whether you’re hiking in the hill country or cruising the Amalfi coast?

Hoppes & Associates entered the insurance business in 1991 with one thing in mind: helping people with lower cost insurance and simple-to-understand explanations about the products. They worked in the school district employees in Texas and Louisiana. There was a consistent, common thread between all…they needed more help with their retirement needs than with health insurance. After researching the best retirement products from the major companies, they decided to pursue the annuity market.

For the next 14 years, school district employees could set money aside tax-deferred and at a risk level that met their lifestyle needs. Hoppes & Associates considered expanding into the


    securities market in the early part of 2001 as clients wanted more rapid returns and wanted to be more aggressive with their money. Then, everything changed on September 11, 2001 when the United States was attacked on Sept. 11, 2001. When clients called to ask if their money was protected, the team at Hoppes and Associates felt confident about giving them an affirmative answer…YES.  Countless numbers of people lost over half if not all of their savings due to the financial backlash of 9/11.

    Hoppes & Associates’ clients aren’t directly tied to market downturns making it  an easy decision to stay away from the securities market. Today Hoppes & Associates continue to help folks in Texas reach their retirement goals with a predictable, conservative approach, with no consulting or management fees.



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    What Clients Are Saying

    “Well, thanks again Lance, not only for your sound financial advice but also for becoming a good and trusted friend.”

    – Linda, San Antonio, Texas
    “Not only were you telling the truth but you made everything easy to understand. I don’t know where I would be now if we hadn’t had talked six years ago. My family and I thank you both!”
    – Tracy, San Antonio, Texas
    “Well Lance, I don’t know what I would have done if you hadn’t visited my school campus back about 10 years ago. I certainly would not have been able to retire as I did last summer.”
    – Mr. H, Laredo, Texas

    “What I thought was too good to be true helped me retire and start a new carrier. The next time I see you I need to give you a big hug and a kiss!”

    – John, Lake Charles, Louisiana